bajada·net

1. Participate in a wet t-shirt contest. Gave the dog a bath.
2. Get drunk off my ass. Had a hard cider, fell asleep. Snored.
3. Take illicit drugs. Administered painkillers to the dog, who got her girl parts removed.
4. Have wild, anonymous sex. None of your business.

401k debit cards. Because the average American consumer has already shown such great self-control in matters of personal finance that we need to give them fresh rope.